I finally dug out my old hardware token after an authenticator app left me locked out
Remember when setting up two-factor meant just getting a text to your phone? It felt secure and easy. Now I have five different authenticator apps, and if my phone updates or loses signal, I'm stuck. Last month, I couldn't access my bank account because the app reset after an auto-update. It took two days of calls to fix, all while a bill was due. So I found that old key fob from a job years ago and set it up for my main accounts. It's not fancy, but it works without needing a phone or internet. Sometimes the old ways are less headache for keeping things safe.