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PSA: I thought the 'cash envelope' thing was total nonsense until I tried it for groceries
My partner kept telling me to pull out a set amount of physical cash for food each week, and I was sure it was a hassle. I gave in and took out $150 in twenties about two months ago. Watching the actual money leave my wallet made me skip the impulse snacks and fancy cheese every single time. We actually had money left over for a pizza night, which never happened with my card. Has anyone else had a simple trick work way better than you expected?
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charlie_wells357mo ago
Seriously, I did the same thing with my coffee budget and it saved me a ton.
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evanb877mo ago
My local spot charges five bucks for a basic latte. Cutting that to just two home brews a week put an extra eighty bucks back in my pocket last month. I started putting that cash straight into a jar for concert tickets. It adds up way faster than you'd think when you're not watching it drip away daily.
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green.jessica6mo ago
My jar is just full of spare change and shame because I still grab a latte every single morning. I tell myself it's for the baristas, but really I just have zero self control before 10 AM.
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