My credit union lady swears by the 50/30/20 thing and I finally tried it last month
She handed me a sticky note at the branch on Grand Ave back in January and I tossed it in my glove box, then finally actually did the math on my $2,400 monthly take home. Turns out I was blowing $600 a month on drive thru coffee and DoorDash, which is way more than the 20% she wanted me to save. Anyone else have a rule from a stranger that actually stuck?