Talking to a stranger on the bus about index funds | Investing For Beginners

Lucas Price · 2026-02-28T07:20:36.383579+00:00

I sat next to a guy on the bus who was reading a book on investing. He told me he started with index funds because they are simple and low cost. It made me look into them when I got home. Now I see why people say they are a good start for new investors. Sometimes a random chat can give you the push you need.

grayw326mo ago

What if the real win with index funds is how boring they keep everything, so you don't panic-sell? @calebburns' stat on active managers just proves that simple often beats clever.

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calebburns6mo ago

I read that over 15 years, something like 80% of active fund managers don't beat the S&P 500 index. That fact alone sold me on the basic index fund approach. It really is about keeping costs low and not trying to outsmart the whole market. Those random chats about simple investing are often the most useful.

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the_mia6mo ago

Talked to a guy at a truck stop about this years ago. He said the same thing, just set it and forget it. I started putting a bit from each check into one. grayw32 is right, the boring part is the point. You just let it run and don't touch it.

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