What if the real win with index funds is how boring they keep everything, so you don't panic-sell? @calebburns' stat on active managers just proves that simple often beats clever.

Yeah the muddy orange looks off compared to normal sunsets.

Tell me about it. I usually say something like, "The x-ray shows the bones, but it's a still picture. I need to check how everything is moving and feeling first to know where to even point the camera." Framing it as building a roadmap before you take the picture seems to help them get why order matters.

My buddy Charlie found a faded photo tucked inside a 1942 almanac he was fixing.

Where else do you get those random ideas? Same here.