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That chat with a hostel owner in Portland made me ditch my credit card rewards strategy
He told me he saved over $400 last year just by booking directly and paying cash, so I ran my own numbers and realized those airline miles I was chasing only netted me $60 in actual value after fees and minimum spends - has anyone else looked at what their points actually cost them?
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shah.evan5mo ago
Those airline miles I was chasing only netted me $60" - yeah that hurts. My points game is basically a hobby that loses me money at this point.
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emma_murray495mo ago
Am I the only one who's racked up like 47,000 points on a credit card just to find out they're worth a free coffee at a gas station? I swear, I treat my rewards like a retirement plan and they pay out like a loose slot machine. Opened a card for a "bonus" only to get hit with an annual fee that wiped out any profit. Now I'm just hoarding points like a dragon with fake gold.
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