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I called my coworker's 52 week envelope system dumb until I tracked my own spending for a month
My coworker has been doing the cash envelope thing for 52 weeks straight and I told her it was way too much work for no real payoff, but then I actually tracked my own spending for one month and found $217 I couldn't even account for. Now I'm wondering if the hassle of pulling cash every Sunday is worth it when a simple spreadsheet caught the leak just fine. Has anyone here tried both and stuck with one?
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